About Kikoff

Kikoff is a profitable, high-growth FinTech unicorn founded in 2019 and headquartered in San Francisco. Our mission is to provide radically affordable financial tools to help consumers achieve financial security. We serve millions of people building credit or navigating life paycheck to paycheck. With innovative AI-powered technology, we simplify credit building, reduce debt, and expand access to financial opportunities for those who need them most. Backed by top-tier VC investors and NBA star Stephen Curry, we're committed to empowering underserved communities with accessible financial solutions.

Why Join Kikoff

Work alongside serial entrepreneurs who have built strong consumer brands and innovative products. We value extreme ownership, clear communication, strong craftsmanship, and the desire to create lasting work and meaningful customer impact. You'll build an exciting business while making real-life differences for real customers navigating financial challenges.

Role Overview

As a Debt Negotiation Professional, you'll help customers understand their options for resolving unsecured debt and navigating creditor negotiations. This is a hands-on role combining financial expertise with empathetic customer service to guide individuals through complex debt situations.

What You'll Do

Conduct 30-minute financial consultations with customers
Review unsecured debt situations including credit cards, medical bills, and personal loans
Educate customers on settlement strategies and creditor negotiation approaches
Explain consumer protection laws related to debt collection and Fair Debt Collection Practices Act (FDCPA) compliance
Discuss repayment planning strategies and credit rebuilding pathways
Provide guidance on financial recovery and long-term financial wellness

Ideal Background

Experience as a debt settlement negotiator, financial counselor, or credit specialist
Demonstrated expertise in unsecured debt negotiation
Familiarity with consumer protection statutes such as the FDCPA
Strong communication and empathy skills
Knowledge of credit reporting and financial regulations

Equal Opportunity Employer: Kikoff Inc. is committed to equal employment opportunity and considers qualified applicants without regard to protected characteristics including race, color, religion, gender, national origin, age, disability, veteran status, or any other legally protected class.

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Open Positions (2)

Contract - Debt Negotiation Professional

Contract - Student Loan Professional